Privacy Policy

Introduction

FundYourEdge ("FundYourEdge", "we," "us," or "our,") respects your privacy and is committed to protecting it through compliance with this policy. This Privacy Policy explains how we collect use, share, and protect your personal information when you visit our website ("Site"), or otherwise interact with us. This Privacy Policy applies to all Site users, including residents of the United States and other countries, and includes disclosures required under applicable privacy laws including, but not limited to the California Consumer Privacy Act ("CCPA"), as amended by the California Privacy Rights Act ("CPRA"), other U.S. state laws, and the European Union General Data Protection Regulation ("GDPR"). Note that any external third-party websites to which our Site may refer or provide a link or otherwise facilitate access to, are not covered by this Privacy Policy, and those websites are not subject to our privacy standards and procedures. Please check with each third-party provider as to their privacy practices and procedures. If you do not agree with the provisions set forth herein, you should not use FundYourEdge's services ("Services"). Any capitalized terms not defined herein shall have the same meaning as defined in the User Agreement.

What Personal Information Do We Collect?

When you visit the Site, communicate with us, apply for an Account or subscription plan, access your Account, or otherwise transact or interact with us, we collect and maintain certain personal non-public information, as well as non-identifying information about you, including the following CCPA-defined categories: Identifiers, Commercial Information, Internet or Electronic Network Activity, Geolocation Data, Professional or Employment-Related Information, Inferences.

• Identifiers and Contact Information: Such as name, email address, postal address, phone number, IP address, login credentials, date of birth, social security number or tax identification number, national identification number
• Account and Transaction Information: Application data, simulated and/or live trading history, order activity, user preferences
• Commercial Information: Records of Services purchased or considered
• Internet/Device Activity: Browser type, device ID, browsing history, cookies, referring/exit pages
• Location Data: As provided by you, inferred from IP address, publicly available, or obtained from a third-party vendor
• Sensitive Personal Information: Login credentials and any financial data required for authorized ACH, debit, and/or credit payments (handled by third-party processors)
• User-Generated Content: Comments, forum posts, support tickets, webinar participation
• Professional or employment-related information
• Inferences and information relating to investigations or drawn from other personal information
• Identification Verification Documents: Such as driver's licenses, passports, government issued identification cards, utility bills, bank statements, corporate documents

How We Collect Information

Our Services are intended for individuals 18 years of age or older. We do not knowingly permit Account access for individuals under 18. If we become aware that an Account holder is under 18, we may suspend or restrict access to the Services until the individual reaches the age of majority. We do not knowingly collect personal data from children under 13 years old (or under 16 where required by GDPR or other applicable law). If we learn that we have collected personal data from a child below these ages without appropriate consent, we will delete such information. We obtain information from you, directly or indirectly, through forms, applications, and interactions, automatically through cookies and similar tracking technologies, from third-party service providers (e.g. analytics, payment processors, identification verification services), from public sources or other users. Additionally, we may record any communications, electronic, by telephone, in person or otherwise, that we have with you in relation to the Services we provide to you and our relationship with you. These recordings will be our sole property and will constitute evidence of communication between us. By using any part of the Site or the Services, or by entering your personal information in the application form, you hereby consent to the transfer of your personal information to the United States of America and to the processing of your information, which may take place inside or outside of the United States, for the purpose(s) described in this Privacy Policy. You may withdraw your consent by submitting a request to FundYourEdge support team.

Use of Personal Information

FundYourEdge has a number of legitimate business interests that support the processing and use of your personal information. We use your information to:

• Verify your identity
• Provide access to our Services and maintain your Account(s)
• Deliver educational and marketing content
• Answer your questions and respond to your requests
• Send you reminders, technical notices, updates, security alerts, support and administrative messages
• Process transactions and manage billing
• Detect, investigate, and prevent fraud, abuse, security issues, violation of the Trading Rules or breach of contractual obligations
• Comply with legal or regulatory obligations
• Improve our Services, website functionality and user experience
• Conduct analytics, advertising, and remarketing (with opt-out options described below)

We do not sell your personal information, including under the definitions of "sale" or "sharing" under CCPA/CPRA.

Legal Bases for Processing (GDPR)

If you are located in the EU/EEA, we process your personal data under the following legal bases:

• Consent - when you opt into cookies or marketing
• Contract - to deliver Services under the User Agreement
• Legal obligation - to comply with legal, tax, or regulatory requirements
• Legitimate interest - to maintain and improve our Services, provided your rights do not override those interests

Disclosure of Personal Information

FundYourEdge may disclose your personal information to certain affiliated and non-affiliated third parties, which include both financial service providers and non-financial companies, who perform valuable services for us or on our behalf. When we share personal information with companies working on our behalf, we generally enter into a contractual agreement with the third party requiring it to maintain the confidentiality of your personal information and prohibiting it from using or disclosing your information, except for the limited purpose and to the persons for whom disclosure was intended and otherwise permitted by law.

• To companies that assist us in processing transactions, and/or that provide other services including, but not limited to, identification verification, payment processing, bank account verification, analytics, and for security purposes
• To comply with legal or regulatory requirements or processes, or to protect the rights, property, or personal safety of FundYourEdge, its users, or the public
• With your consent

We do not use or disclose sensitive personal information for any purpose other than those authorized by CPRA Regulations §7027(m).

Use of Cookies and Tracking Technologies

We use cookies to authenticate users, maintain user sessions, and track website performance and marketing effectiveness. For detailed information and to manage your preferences, see the Cookie Policy Addendum at the end of this Privacy Policy. You can control or delete cookies through your browser settings. For EU/UK residents, we use cookie banners to capture consent in accordance with ePrivacy and GDPR.

Third-Party Analytics and Advertising

We use third-party providers (e.g., Google Analytics, Meta/Facebook, Twitter, AdRoll) to collect and analyze usage data and serve interest-based ads. These providers may use cookies or similar technologies. You may have the ability to opt out of this collection through Google Ads Settings, Facebook Ad Preferences, or YourAdChoices. We use Google Analytics, a web analytics service provided by Google LLC, to help us understand how users interact with our website and services. Google Analytics collects information such as pages visited, time spent on pages, device and browser information, geographic location, and user interactions. User-level and event-level data collected through Google Analytics is retained for 26 months from the date of your last interaction with our website, after which it is automatically deleted by Google, while aggregated statistical reports may be retained indefinitely.

Embedded Content and Media

Our Site may include embedded content (e.g., videos, images, articles, social widgets). Embedded content from other websites behaves as if you visited those sites directly and may allow those providers to collect or set cookies and track your interaction, subject to their privacy policies. If you upload images (such as avatars or screenshots), please remove embedded location (EXIF GPS) data, as location data may be downloaded and extracted from those images.

Information Sharing and Communications Opt-Out Rights

The law allows you to "opt-out" of certain types of information sharing with third parties. We do not sell personal information for money. You may opt-out of the sharing of your information for non-essential purposes by sending an email request to FundYourEdge Support. In order to opt-out you may need to disable certain cookies in your browser. We may send you different types of communications by email, SMS/text message, or other electronic means:

Even if you opt out of marketing communications, you will continue to receive transactional and service-related communications necessary for your use of the Services.

Automated Decision-Making

We may use limited profiling and automated scoring to (i) detect, investigate, and prevent fraud, account takeover, and violations of our rules; and (ii) tailor content and marketing. These processes do not produce legal or similarly significant effects for you. Where required by law, you may object to profiling for marketing.

Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes for which we collected it, including to provide the FundYourEdge Services, comply with our legal, accounting, enforce our agreements, and resolve disputes. We generally retain non-transactional customer communications for up to three (3) years from the date of the communication and transactional or financial communications and records for up to seven (7) years from the date of the transaction. These retention periods are intended to help us meet our legal, tax, and compliance obligations. We retain Account registration details (such as name, email, date of birth, and IP addresses used at registration or login) for a period after Account closure to help prevent fraud, respond to law enforcement requests, and enforce our platform rules. These records are typically retained for ten (10) years after Account closure, after which they are securely deleted or anonymized unless required for ongoing legal, regulatory, or security purposes. We may anonymize or aggregate data so that it can no longer be associated with you and retain such information indefinitely.

Your Rights Under State or International Law

If you are a resident of certain states that offer additional rights with respect to your personal information, or a resident of the EU/EEA or the UK, you may have the right to:

To exercise these rights, contact FundYourEdge Support or submit a ticket. FundYourEdge cannot respond to a request or provide personal information if we cannot verify your identity or authority to make the request and confirm that the personal information belongs to you.

Deletion Requests and Legal Retention Obligations

If you reside in a jurisdiction that grants you the right to deletion (erasure) of your personal information, you may request such deletion at any time by contacting FundYourEdge Support. We will assess your request in accordance with applicable data privacy laws and our Data Retention Policy. Please note that we may retain certain personal information as required or permitted by law, including for purposes of:

• Completing transactions and providing the Services you requested
• Detecting and preventing fraud or security incidents
• Maintaining business or tax records in accordance with legal obligations
• Complying with regulatory or contractual obligations
• Exercising or defending legal claims

When we retain information for these limited purposes, we restrict its access and use solely to the necessary functions. Once retention is no longer necessary, your personal data will be securely deleted or anonymized.

International Data Transfers

The Company is based in the United States, and when you provide your personal data to us, your data will be transferred to and processed in the United States. The laws of the United States may not provide the same level of protection as the laws in your home country. To the extent such transfers are not covered by an adequacy decision or other approved transfer mechanism, the Company relies on the following bases: Necessary for Contract Performance: We must process certain personal data in the United States to provide you with the Services you requested (such as Account creation, access to your Account, processing payments, and customer support). Your Consent: If you access our Services from outside the United States, your personal data will be transferred to and processed in the United States. By creating an Account, using our Services, or otherwise voluntarily providing your personal information to the Company, you acknowledge and agree that your personal data may be transferred to the United States for the purposes described in this Privacy Policy and the User Agreement. You may withdraw your consent at any time by contacting FundYourEdge Support, though this may limit your ability to use certain Services.

How We Protect Your Information

We implement and maintain reasonable and appropriate technical, administrative, and physical security measures to protect your personal information from unauthorized access, use, alteration, and disclosure. These measures include, but are not limited to:

• Secure transmission using SSL/TLS encryption
• Secure storage using encryption and access controls
• Regular data backups and integrity checks
• Two-factor authentication for administrator and user Account access
• Ongoing employee privacy and security training
• Monitoring for unauthorized access and anomalies

Despite these safeguards, no method of transmission over the Internet or electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee absolute security.

Data Breaches

In the event of a data breach involving your personal information, we will notify you in accordance with applicable law. We will also notify applicable regulators as required. We maintain technical and organizational security measures to help prevent unauthorized access to your data, and we review and update our policies regularly to address evolving threats.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Effective Date" at the bottom of this page. If we make material changes, such as expanding how we collect, use, or share your personal information, we will provide you with notice, which may include sending an email to your registered address, posting on our Site, or providing notice through your Account dashboard. Any changes will become effective when posted unless otherwise indicated. Your continued use of the Site, access or use of your Account or the Services after the effective date of an updated Privacy Policy constitutes your acceptance of the changes.